Flood Insurance, Chatsworth Flood Insurance, West Hills Flood Insurance, Northridge Flood Insurance, Woodland Hills Flood Insurance ,Chatsworth California Flood Insurance

Flood Insurance Chatsworth California

Flood insurance provides protection for destruction and financial devastation caused by floods. Although it may not seem like much, even a few inches of water can cause damage and result in thousands of dollars in repair and restoration costs. Homeowners insurance does not typically cover floods. Purchasing Flood insurance through Phillipp & Associates Insurance Services, Inc. can protect you.

Although it may not seem as necessary as homeowners insurance, flood insurance is important if you plan on keeping your home safe and your possessions secure. Flood coverage offers protection against losses that result from heavy and lengthy rain falls, storm surges, blocked storm drainage systems, snow melts, etc. To be considered a flood, the waters must cover at least two acres or affect at least two properties.

The type of Flood Insurance policy you need may be based on your property’s location and flood history:

• Standard Flood Insurance Policies
  If you live in a community that participates in the NFIP, your building and its contents can be covered by a Standard Flood Insurance policy. The National Flood Insurance Program (NFIP) was established by the Federal Government to help communities who “voluntarily participate in the NFIP by adopting and enforcing floodplain management ordinances to reduce future flood damage.” You must apply for building coverage and contents coverage separately if you choose to invest in a Standard Flood Insurance policy.
• Preferred Risk Policies
  If your home or business is in a low or moderate risk zone, your building may qualify for a low-cost Preferred Risk Policy. While you are not required to purchase flood insurance in low-to-moderate risk areas, a Preferred Risk Policy will protect your home and its contents if you are affected by a small flood, or a larger flood that has extended into your low risk area. In truth, many flood insurance claims occur in low-to-moderate risk areas.



Don't wait until it's too late. For more information on Flood Insurance contact, Phillipp & Associates Insurance Services, Inc. at 818-700-2626 or fill out our form above for your online Flood Insurance Quote.

California Insurance Agency offering Flood Insurance policies in
Chatsworth, West Hills , Northridge, and Woodland Hills California.